10 Things to Do This Summer if You're Considering Divorce

Summer can be a good time to take stock of your finances, gather important documents, and think through your next steps. Whether you ultimately decide to file for divorce or continue working on your marriage, being organized can help reduce stress and uncertainty.

Here are ten practical things to do this summer if divorce may be on the horizon.

1. Gather Important Financial Documents

One of the most time-consuming parts of any divorce is collecting financial information. Use the summer months to locate and organize tax returns, bank statements, credit card statements, mortgage documents, retirement account statements, investment account records, and vehicle titles.

2. Create a Household Budget

Take time to calculate your monthly housing costs, utilities, insurance, food expenses, transportation costs, child-related expenses, and debt payments. Understanding your finances can help you make informed decisions about the future.

3. Check Your Credit Report

Review your credit report to identify joint accounts, outstanding debts, potential errors, and accounts you may have forgotten about. Knowing what appears on your credit report can prevent surprises later.

4. Make a List of Assets and Debts

Create an inventory of what you own and what you owe, including real estate, vehicles, bank accounts, retirement accounts, personal property, credit cards, and loans.

5. Review Beneficiary Designations

Make note of who is currently listed on life insurance policies, retirement accounts, and payable-on-death accounts. While changes may need to wait until after the divorce is finalized, it is helpful to understand your current situation.

6. Consider Your Housing Options

Summer is often one of the busiest times of the year. Begin thinking about whether you want to keep the marital home, sell it, or explore other housing options.

7. Organize Digital Records

Gather electronic copies of important financial and personal records and store them securely. This can make accessing information much easier during the divorce process.

8. Learn About Your State's Divorce Process

Every state has its own divorce procedures, filing requirements, waiting periods, and fees. Taking time to understand the process can help you set realistic expectations.

9. Think About Your Goals

Consider what matters most to you. Whether your priorities involve finances, housing, parenting arrangements, or simply completing the process efficiently, identifying your goals early can be helpful.

10. Focus on Self-Care

Divorce can be emotionally challenging. Make time for exercise, outdoor activities, supportive relationships, and healthy routines that help you manage stress.

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DivorceWriter is designed for couples who have reached an agreement on all issues and are both willing to sign any documents needed to complete an uncontested divorce as quickly, easily, and inexpensively as possible.

Our online interview guides you step by step through the process. Once completed, you'll receive state-specific divorce documents and detailed filing instructions.

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